The hands-free part
Bank texts become tracked expenses — automatically
A payment SMS or wallet alert lands, HomeSum reads it on-device and turns it into a categorized expense. You just confirm — no typing, no spreadsheets.
Made for MENA & the world
Money on autopilot.
Your bank's texts become tracked expenses — automatically. Scan receipts, speak an expense, and get an AI that knows your money.
Your bank texts, tracked automatically.
A payment SMS or wallet notification lands — HomeSum reads it on-device and turns it into an expense. You just confirm.
An assistant that knows your money.
Ask "can I afford this?" and get a real answer — it sees your transactions, installments and patterns.
Every account & card, one balance.
Banks, wallets, cash and credit together — and transfers between your own accounts never double-count.
Bills & subscriptions, never a surprise.
Every renewal in one place, with reminders before they hit your account.
Installments & debts, never lost.
Track valU, Halan and friends with pay-day reminders and a clear payoff.
Pots, gam'iya & zakat — built in.
Savings goals, rotating circles and a zakat calculator, the way money actually works here.
See where your money really goes.
A spending wheel, category breakdowns and trends that actually help you decide.
Reads the banks & wallets you already use — across the region & beyond
Al Rajhi BankSaudi National BankRiyad BankSTC PayEmirates NBDFirst Abu Dhabi BankADCBe& moneyQatar Islamic BankNBKKuwait Finance HouseNational Bank of BahrainBenefitPayBank MuscatBank AudiBLOM BankAttijariwafa BankBank of AfricaChaseBank of AmericaPayPalWiseDeutsche BankSantanderRevolutN26
Watch a text become a transaction
This is the whole app in three seconds. A bank SMS comes in — tap to see HomeSum turn it into a categorized expense.
CIB
CIB: Purchase of EGP 240.00 at SEOUDI MARKET on your card ending 4471.
Seoudi Market
Groceries − EGP 240.00
Confirmed in one tap.
Your hands-free
money partner
Everything your money needs, in one app
Your accounts, your spending, your goals — one calm place that keeps up with you.
Wallet & accounts
Every account, card and currency in one balance you can trust — transfers between your own accounts never double-count.
Reports that make sense
See where the money really goes, month over month, with insights that talk back.
Receipts & voice
Snap a receipt or just say it — Arabic or English, logged in seconds.
Installments & debts
Track valU, Halan & friends, with pay-day reminders and clear payoff.
Private & offline-first
On-device by design, app-lock and hide-balances, synced when you are online.
Privacy by design
Your bank texts never leave your phone
HomeSum was built privacy-first. Your messages are read where they live — on your device — and only the expense you confirm is ever saved.
On-device SMS parsing
Bank texts are read and turned into expenses locally. The message body is never uploaded.
Offline-first, synced when you choose
Everything works without a connection; your data syncs encrypted only when you sign in.
Zero ad SDKs, zero trackers
No advertising, no selling data, no third-party trackers. The app is paid by Pro, not by you-as-the-product.
App-lock & hide-balances
Lock the app behind your fingerprint and blur balances in public with one tap.
Why HomeSum, not a spreadsheet
Manual tracking dies in a week. HomeSum keeps itself up to date.
| HomeSum | Spreadsheet | Other apps | |
|---|---|---|---|
| Captures expenses automatically from bank SMS | — | — | |
| Reads Arabic & English receipts | — | — | |
| Understands gam'iya, zakat & local installments | — | — | |
| Works fully offline, on-device | — | — | |
| An AI that answers questions about your money | — | — | |
| No ads, no data selling | — | — |
Tracks the installment & BNPL plans you actually use
valUHalanSouhoolaAmanSymplContactForsaPremiumMidBankKhaznaLuckyTabby
12
currencies supported
5
ways to capture an expense
SMS · receipts · voice · bills · gam’iya
100%
on-device SMS parsing
0
ads, ever
Built in the open, tested by real people
🇪🇬 Made in Egypt
Built for how money actually works here — gam’iya, zakat, valU, Meeza.
Tester-driven
Shaped by dozens of fixes from a community of Egyptian app testers.
1,300+ automated tests
Every release runs the full suite before it ships.
On Android & iPhone
Live on Google Play, with iOS alongside.
Free forever. Pro when you want more.
Tracking, unlimited accounts, budgets, goals and 70 voice notes a month are free, always. Pro adds automatic SMS & notification capture, unlimited voice, receipt scanning, the AI assistant and advanced insights.
Free
forever — no card
EGP 69/mo
or EGP 699/year · Pro
Frequently asked questions
No — HomeSum is built for the MENA region and the wider world. It supports EGP, Gulf and global currencies, works in Arabic and English, and understands local money tools like gam'iya, zakat and installment plans (valU, Halan…) alongside everything global.
Put your money
on autopilot.
Every expense, every bill, every goal — tracked in one calm place. Join the early-access build and let HomeSum do the typing.
Made by WasetPay LLC
HomeSum is developed by WasetPay LLC, a Delaware-registered software and digital products company. We build mobile and web applications — like HomeSum — and create custom websites and mobile apps for clients.